Author Archives: admin

PAYMENT OPTIONS REFERRAL PARTNERS PROGRAM

  The Payment Options Referral Partners Program offers a simple and easy way for you to add value to your existing services, to leverage your existing client base and professional networks, and to create a significant, new income stream.   … Continue reading

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MERCHANT ACCOUNT UNDERWRITING 101

In order for businesses to accept credit card, debit card, and related forms of payments, a merchant account is required.  Some merchants attempt to arrange merchant accounts for their organizations with little knowledge of the process and issues addressed in … Continue reading

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HOW TO FIND THE RIGHT MERCHANT SERVICES FIRM

      So you’re setting up an eCommerce site or mobile payments, or opening a retail store or B2B operation, and you’re looking for a merchant services provider to set you up to accept electronic payments.  Or maybe you’re … Continue reading

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A SYSTEMS APPROACH TO ORGANIZATIONAL CHANGE

Are you considering how to go about improving organizational performance?  In Change-Agent Skills B: Managing Innovation & Change, Gerald Egan encourages each employee to be a change agent and recommends a three-pronged approach:  Assess the current scenario How well is … Continue reading

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Fighting Payments Fraud

CARD NUMBERS: protect them or…! Who isn’t concerned these days and cautious about identify theft and misuse of payment card account numbers? In 2016, 15.4 million consumers lost $16 billion; up from $15.3 billion lost by 13.1 million consumers in … Continue reading

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HOW TO ACCEPT eCOMMERCE PAYMENTS ON-LINE

Accepting eCommerce payments on-line can be arranged by integrating an eCommerce shopping cart with an Internet payment gateway in conjunction with an eCommerce merchant account, and applying appropriate data security standards. According to PYMNTS.com, less than one third of new … Continue reading

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WANT THE FACTS ABOUT CHIP CARDS?

Learn what chip cards are, why consumers are getting them, how to accept them them and more at www.GoChipCard.com/merchant. Official site for U.S. chip card information Chip Cards are here in the U.S.! GOCHIPCARD.COM  

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EMV: ARE YOU IN THE GAME?

    EMV MERCHANT LIABILITY AND EMV USAGE                   Are you up-to-date on current issues affecting the implementation of EMV technology used in accepting card payments?  Are you aware, for example, that liability … Continue reading

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EMV: IMPLEMENTING A MORE SECURE PAYMENTS SYSTEM

  “If you want total security, go to prison.” – Dwight D. Eisenhower   ACTION—REACTION   The shift of financial liability to merchants for those fraudulent POS card-present transactions not processed via EMV-enabled equipment will occur October 1, 2015.  As … Continue reading

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REMINDER: U. S. MERCHANT LIABILITY FOR NON-EMV COUNTERFEIT POS PAYMENT CARD TRANSACTIONS BEGINS OCTOBER 1, 2015

WHAT IS THE EMV FINANCIAL LIABILITY SHIFT?   Beginning October 1, 2015, financial liability for counterfeit point-of-sale (POS) payment card transactions will shift to, “the party that is the cause of a chip transaction not occurring….”1  Essentially, if the financial … Continue reading

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